Proper Planning


“If you continue to do what you have always done, you will continue to get the results you have always had”

‘Traditional Financial Planning’ has failed so many people. In the world today we must take a different approach. You may have seen commercials where companies encourage you to find ‘your retirement number’, which is the amount you need to have accumulated at retirement. This is the same process that has failed so many Americans.

Your advisor will sit down with you and will calculate what you need saved for retirement. Pretend that amount is $1,000,000. Your planner will also show you that if you put away $500 per month AND earn 9.5% annually on your money, and after 30 years you would have accumulated enough to retire. Do you see the problem with that? I hope you do.

Show me where you can get 9.5% every year on your money! It isn’t possible; you can be shown a market average of 10.02% in the best 30-year period of the market.

That works doesn’t it? The answer is, NO! Average rate of return means nothing when it comes to money.

For example, if we guaranteed you a 25% average rate of return and you give me $1,000. I could return to you $1,000 after four years and could have kept my promise of a 25% average rate of return. The table below illustrates our example.

This is why ‘traditional financial planning’ does NOT work. The numbers you are shown are variable. They do not reflect reality. It based on you being able to always put away $500 per month and the stock market getting you a 9.5% return every year. It just isn’t going to happen.

Properly Plan for Your Future

Our Family Banking Plan™ advisors care about each individual being prepared for a retirement of financialcertainty. To many people now days have little hope of retiring at the age they originally thought they would.

Create your own bank today and take control of your financial future. You can still invest in the market if you wish, we are not saying you ‘can’t’ or ‘shouldn’t’. However, we do want you to understand how these different plans work. Combining what you know and the concepts we teach can only improve your situation.

Contact Us to Get Started today!

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